EXAMPLE LOT
Combine harvester, 2016
Current bid€25,200
Ends in6d 12h
Pre-approved up to €40,000
from €1,026/mo
Auction finance for Baltic businesses
Get pre-approved before you bid.
Bid on tractors, combines, trailers and loaders at auctions across Europe. We pay the auction house on time. You pay from €1,000 a month.
24 hdecision on your limit
20%deposit from
12–60months to repay
How it works
From application to your yard in four steps
01
Apply in 5 minutes
Send your company details and a link to the lot. You can also apply without a lot to get a bidding limit.
02
Get your limit
Within 24 hours you know your maximum bid and monthly payment. You pay the deposit to us.
03
Bid and win
Bid as usual, or we bid on your instruction. When the hammer falls, we pay the auction house within its deadline.
04
Collect and pay monthly
We can arrange transport to your yard. You pay monthly, and the machine is yours after the last payment.
Supported auctions
Bid on the auctions you already use
We pay these auction houses directly, in EUR, GBP, SEK, NOK or DKK, within their payment deadline. Not on the list? Send us the link.
BalticsLV · LT · EE
AB
Auction Baltic
LVM
LVM machinery auctions
TA
Tiesu izpildītāju izsoles
NordicsSE · FI · DK · NO
KV
Klaravik
HK
Huutokaupat.com
BL
Blinto
RT
Retrade
KVD
KVD
AN
Auksjonen.no
LZ
Lauritz
UK & EuropeUK · DE · NL · BE · ES
EA
Euro Auctions
RB
Ritchie Bros.
CH
Cheffins
TW
Troostwijk
BVA
BVA Auctions
SX
Surplex
KD
Karner & Dechow
VV
Vavato
+
Another auction?
BidCap is independent and is not affiliated with, or endorsed by, any auction house listed. Names are trademarks of their owners.
Calculator
What will the machine cost per month?
€
Monthly payment
€1,026 / month
Deposit€7,400
Financed amount€29,600
Total of monthly payments€36,939
Indicative rate 1.25% per month, excluding VAT. Your rate depends on the machine, its age and your company. This is an example, not an offer.
What we finance
- Amount
- €10,000 – €250,000
- Term
- 12 – 60 months
- Deposit
- From 20%, higher for older or rare machines
- Who
- Companies and farms registered in Latvia, Lithuania or Estonia
- Where
- Online and live auctions in the EU, the UK and the Nordics
TractorsCombinesLoadersTrailers and lowloadersForestry machinesTrucksConstruction plant
Pre-approval
Know your limit before the auction ends
Decision within 24 hours on business days
No fee if you don't win. The limit stays valid for 60 days.
We pay in EUR, GBP or SEK. Your contract stays in euros.
FAQ
Questions buyers ask
Who can apply?
Companies and farms registered in Latvia, Lithuania or Estonia that have filed at least one annual report. We do not finance private individuals.
What if I don't win the lot?
You pay nothing. Your limit stays valid for 60 days and you can use it on another lot. We return the deposit within 2 business days if you ask.
Which auctions can I use?
Most established machinery auctions in the EU, the UK and the Nordics, online or live. Send us the link and we confirm within hours. BidCap is independent and is not affiliated with any auction house.
Who owns the machine?
We own it until your last payment, then ownership passes to you. You use it from day one. The machine must be insured.
What about VAT and the auction fee?
Enter the price including the auction fee in the calculator. If you are VAT-registered, purchases from other EU countries are usually at 0% VAT. For domestic purchases we can finance the VAT for up to 3 months while you reclaim it.
Can you check the machine before I bid?
Yes. Our technician can inspect it on the auction's viewing day for a fixed fee. For lots above €80,000 an inspection is required.
Can you deliver it?
Yes. We arrange transport from anywhere in Europe to your yard and give you the price before you bid.
Can I repay early?
Yes, at any time. You pay interest only for the months you used.